Debt Consolidation or Bankruptcy

Which Debt Relief Solution Is Best for You?

Not a day goes by, it seems, that you don’t hear an ad on the radio or see a commercial on television from a debt consolidation company promising to drastically lower your monthly payments and get you better interest rates as a way to regain control of your financial situation. As the old adage goes, “If it sounds too good to be true, it probably is.”

These companies will set up a payment plan with a customer, start collecting payments and then simply not pay the customer’s bills. After a few months of not seeing any progress, people will call to see what is being done with their money only to find out that it is being used to cover the company’s service fees and not to pay their bills.

Chapter 13 Bankruptcy: A Better Way to Consolidate Your Debt

At the Price Law Firm, we dedicate our entire practice to helping people with consumer bankruptcy matters. If you are looking for an effective way to consolidate your debt, Chapter 13 bankruptcy provides an effective solution with a number of important benefits not available through any debt consolidation company.

First is the automatic stay. You won’t receive any more harassing phone calls or letters once you file for bankruptcy and all collection activity has to stop. In addition, the accrual of interest and fees stops accumulating on your debts in many cases. Our lawyers will explain all your options and work with you to find a debt relief solution that fits your needs.

To learn more about debt consolidation versus bankruptcy, contact the Price Law Firm. From our offices in Altamonte Springs in the Orlando-Kissimmee metro area, we represent clients throughout central Florida. To schedule a free consultation with an attorney, call 407-834-0090.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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